Growing responsibly.Creating lasting value.

At MNT-Halan, sustainability is embedded in how we operate. We believe long-term success is built on responsible growth across the markets we serve, strong governance and expanding access to financial opportunity.

Our approach to Environmental, Social and Governance (ESG) guides how we manage risk and create value for our customers, employees, investors and the communities we serve.

ESG in ActionOptimize & Manage

Building sustainability into our operations.

We integrate ESG into our operations through technology, governance and continuous improvement. Our internal systems and tools incorporate environmental and social risk management into our operations, helping us operate more efficiently while strengthening resilience across the business.

As part of our commitment to responsible growth, we continue to measure our environmental impact, improve resource efficiency and strengthen the systems that support long-term sustainability.

Empower & Include

Expanding access. Creating opportunity.

Financial inclusion is at the heart of our business. We work to expand access to financial services for underserved individuals, entrepreneurs and small businesses, while creating products and programmes that promote greater inclusion and economic participation.

Our initiatives include Egypt's first all-female microfinance branches, gender-focused financial literacy programmes and tailored solutions that support women entrepreneurs and underserved communities.

MNT-Halan team members working together in the office

Safeguard & Engage

Building trust through responsible governance.

Strong governance is the foundation of sustainable growth. We operate with transparency, accountability and robust risk management, supported by responsible lending practices, customer protection standards and enterprise-wide compliance.

Our governance framework is strengthened through internationally recognised certifications, including ISO 27001:2022 (Information Security) for MNT-Halan Egypt, CERISE Bronze certification for Tasaheel, and ISO 9001:2015 (Quality Management), ISO 27001:2022 (Information Security) and ISO 10002:2014 (Customer Satisfaction Management) for TAM Finans, alongside rigorous internal controls and a commitment to ethical business practices across every market in which we operate.

Strategic Partnerships

Advancing ESGthrough collaboration.

Our ESG approach has been shaped by ongoing and past partnerships with leading international financial institutions and organisations, supporting the development of our ESMS and inclusion initiatives.

Current Partnerships
European Bank for Reconstruction and Development (EBRD)
Supporting initiatives that expand opportunities for women entrepreneurs through the Women in Business programme.
Current Partnerships
UN Women – Women's Empowerment Principles
Signatory of the Women's Empowerment Principles, advancing gender equality through leadership, training and measurable action.
Read Mounir's Perspective
Partnership History
Deutsche Investitions- und Entwicklungsgesellschaft (DEG)
Delivered financial literacy programmes that equipped women micro-entrepreneurs with practical business skills.
Watch The Video
Partnership History
European Investment Bank (EIB)
Worked together to improve digital financial literacy and expand access to digital financial services.
Partnership History
International Finance Corporation (IFC)
Partnered with IFC to strengthen our Environmental & Social Management System (ESMS) and embed ESG across our operations.
Read Full Disclosure
Current Partnerships
European Bank for Reconstruction and Development (EBRD)
Supporting initiatives that expand opportunities for women entrepreneurs through the Women in Business programme.
Current Partnerships
UN Women – Women's Empowerment Principles
Signatory of the Women's Empowerment Principles, advancing gender equality through leadership, training and measurable action.
Read Mounir's Perspective
Partnership History
Deutsche Investitions- und Entwicklungsgesellschaft (DEG)
Delivered financial literacy programmes that equipped women micro-entrepreneurs with practical business skills.
Watch The Video
Partnership History
European Investment Bank (EIB)
Worked together to improve digital financial literacy and expand access to digital financial services.
Partnership History
International Finance Corporation (IFC)
Partnered with IFC to strengthen our Environmental & Social Management System (ESMS) and embed ESG across our operations.
Read Full Disclosure

ESG Framework

Our ESG framework aligns with internationally recognised standards, national regulations across the markets in which we operate and the United Nations Sustainable Development Goals (SDGs). At the core of our framework is our Environmental and Social Management System (ESMS), which governs how we identify, assess and manage E&S risk across our operations and portfolio. It provides the foundation for responsible decision-making, helping ensure our growth creates long-term value for all stakeholders while strengthening the resilience of our business.

Growing responsibly.Creating lasting value.

Our approach to Environmental, Social and Governance (ESG) guides how we manage risk and create value for our customers, employees, investors and the communities we serve.

Building sustainability into our operations.

As part of our commitment to responsible growth, we continue to measure our environmental impact, improve resource efficiency and strengthen the systems that support long-term sustainability.

Expanding access. Creating opportunity.

Building trust through responsible governance.

ESG Framework

Growing responsibly.Creating lasting value.

Building sustainability into our operations.

Expanding access. Creating opportunity.

Building trust through responsible governance.

Advancing ESGthrough collaboration.

European Bank for Reconstruction and Development (EBRD)

UN Women – Women's Empowerment Principles

Deutsche Investitions- und Entwicklungsgesellschaft (DEG)

European Investment Bank (EIB)

International Finance Corporation (IFC)

European Bank for Reconstruction and Development (EBRD)

UN Women – Women's Empowerment Principles

Deutsche Investitions- und Entwicklungsgesellschaft (DEG)

European Investment Bank (EIB)

International Finance Corporation (IFC)

ESG Framework

Growing responsibly.Creating lasting value.

Building sustainability into our operations.

Expanding access. Creating opportunity.

Building trust through responsible governance.

Advancing ESGthrough collaboration.

European Bank for Reconstruction and Development (EBRD)

UN Women – Women's Empowerment Principles

Deutsche Investitions- und Entwicklungsgesellschaft (DEG)

European Investment Bank (EIB)

International Finance Corporation (IFC)

European Bank for Reconstruction and Development (EBRD)

UN Women – Women's Empowerment Principles

Deutsche Investitions- und Entwicklungsgesellschaft (DEG)

European Investment Bank (EIB)

International Finance Corporation (IFC)

ESG Framework