MNT-Halan

Redefining financial access

MNT-Halan operates across Egypt, Türkiye, Pakistan and the UAE, serving more than 8 million customers and having disbursed over USD 16 billion in loans. Backed by leading global investors, MNT-Halan combines technology with deep local expertise to deliver tailored financial solutions across lending, payments and other financial services. Its scalable model is designed to expand access to financial services across emerging markets.

FINANCE

A woman laughing while looking at her phone against a clear blue sky

REIMAGINED

Our Markets

Built globally. Rooted locally.

Every market is different. Our businesses combine MNT-Halan's technology, data, and operating expertise with a deep understanding of local customers, regulations, and financial needs.

Egypt

Individual & SME LendingCards & E-walletsPaymentsInvestmentse-Commerce

MNT-Halan's largest and most comprehensive market, serving consumers, entrepreneurs, and businesses through an integrated digital platform and nationwide physical network.

Türkiye

SME FinancingFactoring

A leading SME finance and factoring company helping businesses access financing and manage cash flow through the purchase and management of trade receivables.

Pakistan

Salary LendingPension LendingSME FinanceDigital BankingCards & PaymentsDeposits

A licensed microfinance bank expanding access to inclusive financial services through digital banking, branch networks and customer-focused lending solutions.

United Arab Emirates

Salary AdvancesEmployee Financial ServicesDigital Lending

A fully digital financing platform providing customers with fast, simple and convenient access to short-term financing through a seamless digital experience.

globe
MNT app on a phone screen held in hand

10Mn+

Customers Served

US$ 16Bn+

Loans Disbursed Since Inception

US$ 1.7Bn+

Gross Loan Book

2.5Mn+

Quarterly Active Users

1,200+

Distribution Points

4

Markets

Technology

Technology built forfinancial inclusion at scale

Technology powers every experience across the MNT-Halan ecosystem. Our proprietary platform combines AI, data, and cloud-native infrastructure to deliver secure, intelligent, and scalable financial services that adapt to the needs of every customer and every market.

A rocket launching, representing MNT's technology
Cloud Infrastructure
Data Intelligence
AI decisioning
Neuron
Security and Compliance

Why It Matters

  • Launch new products in weeks, not years
  • Extend credit beyond traditional credit histories
  • Deliver personalised financial experiences
  • Scale efficiently across multiple markets from a single platform
  • Launch new products in weeks, not years
  • Extend credit beyond traditional credit histories
  • Deliver personalised financial experiences
  • Scale efficiently across multiple markets from a single platform
  • Launch new products in weeks, not years
  • Extend credit beyond traditional credit histories
  • Deliver personalised financial experiences
  • Scale efficiently across multiple markets from a single platform
  • Launch new products in weeks, not years
  • Extend credit beyond traditional credit histories
  • Deliver personalised financial experiences
  • Scale efficiently across multiple markets from a single platform
  • Launch new products in weeks, not years
  • Extend credit beyond traditional credit histories
  • Deliver personalised financial experiences
  • Scale efficiently across multiple markets from a single platform
  • Launch new products in weeks, not years
  • Extend credit beyond traditional credit histories
  • Deliver personalised financial experiences
  • Scale efficiently across multiple markets from a single platform

Trusted By

Leading global and regional brands rely on MNT-Halan's financial ecosystem to serve their customers.

Backed By

Supported by world-class institutional investors committed to long-term growth.

Recognised By

Recognised globally for innovation, financial inclusion, and technology leadership.

Why we exist

Giving people and businessesthe tools to grow

We exist to help people and businesses grow, thrive and shape better futures for themselves and their communities.

Two business owners reviewing plans in their workshop
OUR MISSION

We continuously create smart, scalable, and inclusive solutions that blend bold technology with deep local insight to redefine financial access.

Our Story

An entrepreneurial ideathat became a regional platform

MNT-Halan's story began with a simple belief: financial services work better when they are designed around the realities of the people and businesses they serve. What started as a series of entrepreneurial ventures in Egypt has evolved into a regional financial technology ecosystem, combining digital products, proprietary technology, and extensive on-the-ground distribution.

Establishment of Mashroey

Mashroey was established with GB Corp as the leading asset-based financing company in Egypt with operations across the nation.

What We Do

Financial solutions for every stage of life and business

MNT-Halan brings together lending, payments, investments and e-Commerce into one connected digital financial ecosystem. Built around the real-world needs of individuals and businesses across diverse markets, our solutions provide customers with seamless access to the financial tools they need to grow and unlock new opportunities.

Borrow

Consumer FinanceMicrofinanceSME Lending
Overdraft FacilitiesFactoring

Pay

Digital WalletBill PaymentsCardsMoney Transfers
Cash In & Cash OutMerchant PaymentsLoan Collections

Grow

Investment FundsMoney Market FundsGold Fund
Real Estate FundBrokerageROSCA

Shop

MarketplaceElectronicsHome Appliances
Lifestyle ProductsMerchant NetworkExclusive Offers
Our Companies

Local companies.One MNT-Halan Ecosystem.

Our companies retain the local expertise, trusted relationships, and distinct identities that make them successful, while benefiting from MNT-Halan's technology, capital, and shared capabilities. Together, they form one integrated financial ecosystem, delivering solutions tailored to the needs of every market.

  • halan
    egypt

    A unified financial ecosystem that brings every aspect of people's financial lives into one connected platform—combining lending, payments, e-commerce and investments to unlock more opportunities for individuals and businesses every day.

    Visit halan
  • Tasaheel
    egypt

    Combining nationwide reach with trusted local relationships, Tasaheel provides accessible financing to Micro, small and medium-sized businesses, helping individuals, entrepreneurs and businesses to grow with confidence.

    Visit Tasaheel
  • Tam Finans
    turkey

    A leading SME finance and factoring company, providing businesses with the working capital, flexibility and financial solutions they need to grow and succeed.

    Visit Tam Finans
  • Halan Microfinance Bank
    pakistan

    A licensed microfinance bank expanding access to inclusive financial services through digital banking, branch networks and customer-focused lending solutions.

    Visit Halan Microfinance Bank
  • Halan UAE
    uae

    A fully digital financing platform providing customers in the UAE with fast, simple and convenient access to short-term financing through a seamless digital experience.

    Visit Halan UAE
  • halan
    egypt

    A unified financial ecosystem that brings every aspect of people's financial lives into one connected platform—combining lending, payments, e-commerce and investments to unlock more opportunities for individuals and businesses every day.

    Visit halan
  • Tasaheel
    egypt

    Combining nationwide reach with trusted local relationships, Tasaheel provides accessible financing to Micro, small and medium-sized businesses, helping individuals, entrepreneurs and businesses to grow with confidence.

    Visit Tasaheel
  • Tam Finans
    turkey

    A leading SME finance and factoring company, providing businesses with the working capital, flexibility and financial solutions they need to grow and succeed.

    Visit Tam Finans
  • Halan Microfinance Bank
    pakistan

    A licensed microfinance bank expanding access to inclusive financial services through digital banking, branch networks and customer-focused lending solutions.

    Visit Halan Microfinance Bank
  • Halan UAE
    uae

    A fully digital financing platform providing customers in the UAE with fast, simple and convenient access to short-term financing through a seamless digital experience.

    Visit Halan UAE

Growing with Impact

At MNT-Halan, growth is measured by more than business performance. We believe lasting success comes from responsible business practices, expanding opportunity and strengthening the communities we serve.

MNT Foundation

Unlocking human potential.

Communities hold immense potential. What transforms that potential into progress is access.

The MNT Foundation was created to expand opportunity by investing in people, strengthening communities, and removing the barriers that limit human potential.

Because when the foundation is right, change happens.

Human Capital DevelopmentFinancial Inclusion
Infrastructure Enhancement
ESG

Responsible Growth. Sustainable Value.

Our approach to Environmental, Social, and Governance (ESG) is embedded in all aspects of our operations. It shapes how we manage risk, the decisions we make, the products we build, and the standards we hold ourselves to every day.

From responsible lending and customer protection to operational resilience, strong governance, environmental stewardship, and inclusive workplace practices, we are committed to creating long-term value. Guided by international best practices and aligned with the UN Sustainable Development Goals, our ESG framework ensures that growth is responsible, transparent, and built to last.

Responsible LendingCustomer ProtectionDiversity & Inclusion
Environmental StewardshipStrong GovernanceRegulatory Compliance

MNT-Halan in the News

Stay up to date with MNT-Halan's latest announcements, market expansion, business milestones, investor updates, and perspectives on the future of financial technology.

  • Africa's Best for Consumer Lending 2026: MNT-HalanJuly 2026
    Africa's Best for Consumer Lending 2026: MNT-HalanRead More
  • Al Ahly Capital Leads New Investment in MNT-Halan EgyptJune 2026
    Al Ahly Capital Leads New Investment in MNT-Halan EgyptRead More
  • Egypt's First Regulated Diversified REIT is Deploying CapitalApril 2026
    Egypt's First Regulated Diversified REIT is Deploying CapitalRead More
  • MNT Halan and Azimut Launch Halan AZ Real Estate FundNovember 2025
    MNT Halan and Azimut Launch Halan AZ Real Estate FundRead More
  • SBP Grants Nationwide License to Halan Microfinance BankJune 2025
    SBP Grants Nationwide License to Halan Microfinance BankRead More
  • MNT-Halan Partners with Lean Technologies to Expand Credit Access in GCCSeptember 2025
    MNT-Halan Partners with Lean Technologies to Expand Credit Access in GCCRead More
  • Egypt-Based MNT-Halan's Expansion Into the UAE Marks a New Phase of Growth for the UnicornFebruary 2025
    Egypt-Based MNT-Halan's Expansion Into the UAE Marks a New Phase of Growth for the UnicornRead More
  • Africa's Best for Consumer Lending 2026: MNT-HalanJuly 2026
    Africa's Best for Consumer Lending 2026: MNT-HalanRead More
  • Al Ahly Capital Leads New Investment in MNT-Halan EgyptJune 2026
    Al Ahly Capital Leads New Investment in MNT-Halan EgyptRead More
  • Egypt's First Regulated Diversified REIT is Deploying CapitalApril 2026
    Egypt's First Regulated Diversified REIT is Deploying CapitalRead More
  • MNT Halan and Azimut Launch Halan AZ Real Estate FundNovember 2025
    MNT Halan and Azimut Launch Halan AZ Real Estate FundRead More
  • SBP Grants Nationwide License to Halan Microfinance BankJune 2025
    SBP Grants Nationwide License to Halan Microfinance BankRead More
  • MNT-Halan Partners with Lean Technologies to Expand Credit Access in GCCSeptember 2025
    MNT-Halan Partners with Lean Technologies to Expand Credit Access in GCCRead More
  • Egypt-Based MNT-Halan's Expansion Into the UAE Marks a New Phase of Growth for the UnicornFebruary 2025
    Egypt-Based MNT-Halan's Expansion Into the UAE Marks a New Phase of Growth for the UnicornRead More